SBI MAX Gain is an innovative and customer-friendly product enabling the customers to earn optimal yield on their savings by reducing interest burden on Home Loans, with no extra cost.

List of Documents

• Duly completed Application Form.
• 3 passport size photographs.
• Employee ID Card.
• PAN Card / Adhar Card / Driving Licence
• Passport
• Proof of Residence - Letter from Employer - HR
• Appointment Order / Service record for 5 years (Offer letter / reliving letter)
• Latest 3 months Salary Slips
• Statement of Account for the last 6 months where salary is credited (To be duly signed by the bank with seal)
• IT Returns (ITR V) for 2 years
• Form 16 for 2 years
• Form 26AS for 2 years
• If you have any other loans, sanction letter with full statement of account till date and property papers xerox
• Marriage Certificate (for joint account)
• Company Profile
• Asset proof (Property papers, LIC last premium paid, Fixed Deposit, Mutual Fund, etc.

For NRI Home Loan

• Duly filled application
• Copy of identity card issued by the employer
• Copy of passport including page containing Visa stamping
• PAN Card / Adhar Card / Driving Licence
• Valid proof residence / utility bills
• Copy of valid work permit
• Appointment letter / work contract
• Salary slips for the last three months
• Statement of overseas bank account for the last six months which reflect credit of salary, savings etc.
• Equifax report / Tax Returns / Income Tax Returns for 2 years
• Email address of HR head
• Company profile
• Power of Attorney, if applicable, in Bank standard format duly stamped and notarized/attested by Indian Embassy/Consulate
• If on departure from India, last drawn Indian salary slip for 3 months, 6 months bank statement

Additional Documents for TAKE OVER LOANS  

(Processing fee waived till 31/03/2018)

• Pre Closure Offer Letter from other Bank with HL o/s
• Home Loan sanction letter.
• Statement of HL account from beginning
• Letter stating list of original documents with the existing bank and to confirm that property is mortgaged only to Home Loan and not to any other liability.
• Certified copy of Sale Deed, Approved Floor Plan Copy.
• A Katha, Upto date EC, Tax Paid Receipt, Mother deed copies.
• If Katha is not there, builder’s CREDAI cerftificate and letter stating issue of Katha is in progress.

SBI Home Loan Application Form

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Draft format of the Power of Attorney (For NRI)

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Personal Assets and Liabilities of Applicant

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