SBI Home Loan

For NEW LOANS and TAKEOVER of existing home loans from other banks/FI

Processing fee waived till 30/09/2019

  • Legal charges Rs. 3000/- Valuation Charges Rs. 2500/- ( Approved project: NILL till one year )
  • Nil Processing fee
  • Equitable Mortgage creation and SLOP charges
  • Stamp duty, Property Insurance, wherever applicable

India’s Best Home Loan Provider Now Presents

Lowest Interest as low as

SBI MAX Gain is an innovative and customer-friendly product enabling the customers to earn optimal yield on their savings by reducing interest burden on Home Loans, with no extra cost.

List of Documents

  • Duly completed Application Form.
  • 3 passport size photographs.
  • Employee ID Card.
  • PAN Card / Adhar Card / Driving Licence
  • Passport
  • Proof of Residence - Letter from Employer - HR
  • Appointment Order / Service record for 5 years (Offer letter / reliving letter)
  • Latest 6 months Salary Slips
  • 6 months Bank statement where salary is credited
  • IT Returns (ITR V) for 2 years
  • Form 16 for 2 years
  • Form 26AS for 2 years
  • If you have any other loans, sanction letter with full statement of account till date and property papers xerox
  • Marriage Certificate (for joint account)
  • Company Profile
  • Asset proof (Property papers, LIC last premium paid, Fixed Deposit, Mutual Fund, etc.

For NRI Home Loan

  • Duly filled application
  • Copy of identity card issued by the employer
  • Copy of passport including page containing Visa stamping
  • PAN Card / Adhar Card / Driving Licence
  • Valid proof residence / utility bills
  • Copy of valid work permit
  • Appointment letter / work contract
  • Salary slips for the last 6 months
  • Statement of overseas bank account for the last six months which reflect credit of salary, savings etc.
  • Equifax report / Tax Returns / Income Tax Returns for 2 years
  • Email address of HR head
  • Company profile
  • Power of Attorney, if applicable, in Bank standard format duly stamped and notarized/attested by Indian Embassy/Consulate
  • If on departure from India, last drawn Indian salary slip for 3 months, 6 months bank statement

Additional Documents for TAKE OVER LOANS  

(Processing fee waived till 30/09/2019)

  • Pre Closure Offer Letter from other Bank with HL o/s
  • Home Loan sanction letter.
  • Statement of HL account from beginning
  • Letter stating list of original documents with the existing bank and to confirm that property is mortgaged only to Home Loan and not to any other liability.
  • Certified copy of Sale Deed, Approved Floor Plan Copy.
  • A Katha, Upto date EC, Tax Paid Receipt, Mother deed copies.
  • If Katha is not there, builder’s CREDAI cerftificate and letter stating issue of Katha is in progress.


SBI Home Loan Application Form

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Draft format of the Power of Attorney (For NRI)

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Personal Assets and Liabilities of Applicant

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KYC Form

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Click to Download NOC

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Home Equity Loan

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Mr. I. D Fernandes
Phone: 9880127043